September 20, 2016 at 1:33 PM

When wishing to drive any used van on the UK roads, you will need insurance. With so many insurance companies out there wanting you to spend your hard-earned cash, it is important that you know what the best deals are out there, as well as making your hard earned cash go that little bit further.

However, cheap quotes are not always necessarily the best. Here are some of our top tips for helping you to save money.

Declare no claims bonus

One way tp save money on your van insurance is to tell the insurance company about any no claims' bonus (NCB, as they may be able to reduce the premium that you will pay. If this is in relation to a car that you also drive, then they may be able to match your NCB to your van, ultimately saving you money. Sometimes asking your employer to vouch for your safe driving skills can also help to lower the insurance premium when driving a van for work purposes.

Use comparison sites and shop around

To find the cheapest car insurance that is the right deal for you, it is important that you do your research and shop around. Many van drivers make the mistake of renewing with the same insurance company each year, and as a result, are missing out on massive savings. Comparison sites are good to check out, as are contacting individual insurance companies and conducting internet searches. 

Pay annual van insurance

When you choose to pay an annual premium, as opposed to monthly payments, then you could be saving yourself a lot of money. Many van insurance companies prefer payments to be made upfront for the whole year and will often offer big discounts.

Opt for the smallest possible van

The rule here is to choose the smallest van that you need to get the job done. This is because generally, you will be paying a cheaper van insurance for a smaller van, than that of a large transit. This is also true for engine sizes, so the smaller the engine the cheaper the insurance. 

Keep the van safe

Security is very important when you own a van. Make sure that it is locked at all times, do not keep work gear in the van and if you can, fit an alarm system. All of these security measures will help to reduce your insurance premiums. 

Take advanced driving courses

If you are a safe driver and keep up to date with driving regulations and driving courses associated with your profession, then this may help to dramatically lower your van's insurance. Pass Plus is one such course, and although it does involve a fee, you may save money in the long run on your van insurance, especially if you are a new driver.

We hope that this information has been helpful to you and that you are able to save money on your used van insurance. 

 



Tags: Tips Insurance Save Money
Category: Blog